Moody’s Analytics

Moody's Analytics, a subsidiary of Moody's Corporation (NYSE: MCO), provides financial intelligence and analytical tools to help businesses and investors assess risk and make informed decisions.

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Provides data, analytics, and software for financial risk assessment and regulatory compliance.

Moody's Analytics, a subsidiary of Moody's Corporation (NYSE: MCO), provides financial intelligence and analytical tools to help businesses and investors assess risk and make informed decisions. Founded in 1909 as part of Moody's Investors Service, the analytics division was formally established in 2007 to expand beyond credit ratings into risk assessment software and data services. The company reported record revenue of $7.7 billion in 2025, up 9% year-over-year, with adjusted diluted earnings per share of $14.94, a 20% increase.

Moody's Analytics has consistently ranked #1 in the Chartis RiskTech100 for four consecutive years, reflecting its dominance in risk management technology. The division's growth is driven by integrated risk assessment solutions, including AI-driven analytics for credit risk, climate risk modeling, and regulatory compliance tools. Recent acquisitions like CAPE Analytics have bolstered its capabilities in property-specific climate risk data.

The company serves a global clientele, with significant traction in banking, insurance, and asset management. Moody's faces increasing competition from fintech startups and legacy players like S&P Global, but its entrenched position in regulatory workflows and deep data moats provide resilience. The 2025 annual report highlights private credit markets and AI-driven risk modeling as key growth areas.

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Who buys this

  • Banks and financial institutions
  • Insurance companies
  • Asset managers and investment firms
  • Corporates with complex risk exposure
  • Government and regulatory bodies

Publicly disclosed clients

  • WTW
  • Penguin Securities
  • St. James's Place
  • BitPay
  • FOMO Pay

Strengths and what to watch

Strengths

  • Dominant position in risk management software (#1 in Chartis RiskTech100 for 4 years)
  • Integrated data and workflow tools for end-to-end risk assessment
  • Deep regulatory moats with entrenched adoption in compliance workflows

Watch for

  • Revenue concentration in cyclical bond issuance activity (Reuters 2025-10-22)
  • Competition from fintech startups and S&P Global in AI-driven analytics
  • Geopolitical risks affecting global credit markets (Moody's 2025 annual report)

Recent moves

Key Information

Founded
2007
Employees
14000
Country
United States

Frequently Asked Questions

What does Moody's Analytics do?

Moody's Analytics provides financial intelligence tools for risk assessment and regulatory compliance. Their software and data services help banks, insurers, and investors analyze credit risk, climate exposure, and meet compliance requirements. The division reported $7.7B revenue in 2025 and has ranked #1 in risk management technology for four years.

Who uses Moody's Analytics solutions?

Major clients include banks like WTW, investment firms such as Penguin Securities, and insurers including St. James's Place. Their tools serve financial institutions, asset managers, corporations with risk exposure, and government bodies needing regulatory compliance solutions. BitPay and FOMO Pay represent fintech adopters of their risk assessment platforms.

How does Moody's Analytics compare to competitors?

Moody's leads in risk management software, topping the Chartis RiskTech100 for four years. While facing competition from S&P Global and fintech startups, its entrenched position in regulatory workflows and recent AI-driven analytics investments maintain dominance. Acquisitions like CAPE Analytics strengthened climate risk capabilities against rivals.

What are Moody's Analytics' key strengths?

Key strengths include integrated risk assessment workflows, regulatory compliance tools, and AI-driven credit modeling. Their solutions combine data analytics with sector-specific risk frameworks. The 2025 annual report highlights 20% earnings growth and leadership in private credit markets, supported by deep client adoption in banking and insurance sectors.

What types of risk does Moody's Analytics assess?

Their tools analyze credit risk, climate exposure, and regulatory compliance risks. Solutions cover financial institutions' loan portfolios, insurers' climate vulnerabilities, and investment firms' counterparty risks. Recent expansions include AI-enhanced modeling for private credit markets and property-specific climate analytics through acquisitions like CAPE Analytics.

How has Moody's Analytics performed financially?

Moody's Analytics reported record $7.7B revenue in 2025, a 9% yearly increase. Adjusted earnings per share grew 20% to $14.94, driven by risk software demand and regulatory solutions. The 2025 annual report cites strong issuance activity and AI-driven analytics as key growth drivers moving forward.

Sources

  1. www.reuters.com — 2025 revenue growth and earnings forecast
  2. s203.q4cdn.com — 2025 financial results and strategic priorities
  3. www.moodys.com — Notable clients and product use cases
  4. ir.moodys.com — Q4 2025 earnings release