CRED iQ

CRED iQ is a commercial real estate (CRE) data and analytics platform that provides granular property and loan-level intelligence across securitized debt markets.

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Provides commercial real estate data and analytics for lenders, investors, and brokers.

CRED iQ is a commercial real estate (CRE) data and analytics platform that provides granular property and loan-level intelligence across securitized debt markets. Founded in the early 2020s, the company aggregates data from 19 sources including CMBS, agency loans, and public records, tracking over 20.2 million properties and $1.17 trillion in loans as of mid-2026. Its platform serves lenders, brokers, investors, and quant teams with tools for parcel search, valuation modeling, and portfolio surveillance.

CRED iQ differentiates itself by sourcing data directly from authorized trustees and servicers, offering sub-200ms API response times and integration options like Snowflake and Databricks. The company has expanded its coverage to 14 CRE sectors including multifamily, office, retail, and industrial, with daily updates on cap rates, delinquency trends, and maturity pipelines. While private about funding, its growth aligns with the broader institutional demand for CRE transparency amid volatile interest rates and sector-specific distress, particularly in office and retail assets.

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Who buys this

  • Lenders assessing loan portfolios and underwriting risks
  • Brokers sourcing comps and market trends for transactions
  • Investors monitoring asset performance and distress signals
  • Quant teams integrating bulk data feeds into proprietary models
  • Servicers tracking maturities and special servicing status

Strengths and what to watch

Strengths

  • Direct data pipelines from CMBS trustees and agency loan servicers, reducing reliance on third-party aggregators
  • API-first architecture with sub-200ms p95 latency and MCP server integration for AI tools like Claude and ChatGPT
  • Daily updated coverage of 1,100+ fields across 20.2M properties, including niche sectors like manufactured housing and life sciences

Watch for

  • Concentration in securitized loans (CMBS, agency) exposes coverage gaps in whole loan and private equity CRE markets
  • Competition from S&P Global's 2025 acquisition of With Intelligence for $1.8B, which expanded private markets data capabilities
  • Volatility in CRE fundamentals, particularly office cap rates rising to 7.92% in 2026, may pressure client budgets for data tools

Key Information

Founded
2020

Frequently Asked Questions

What is CRED iQ used for?

CRED iQ provides commercial real estate data and analytics for lenders, investors, and brokers. The platform tracks 20.2 million properties and $1.17 trillion in loans, offering tools for valuation modeling, portfolio surveillance, and market trend analysis across 14 CRE sectors with daily updates on cap rates and delinquency trends.

How does CRED iQ get its commercial real estate data?

CRED iQ aggregates data from 19 sources including CMBS trustees, agency loan servicers, and public records. It establishes direct data pipelines rather than relying on third-party aggregators, covering securitized debt markets with daily updates across 1,100+ fields per property for granular loan-level intelligence.

What types of companies use CRED iQ?

Primary users include lenders assessing loan risks, brokers sourcing comps, investors monitoring asset performance, quant teams integrating bulk data feeds, and servicers tracking maturities. The platform serves institutional clients needing granular CRE intelligence across multifamily, office, retail, and niche sectors like life sciences properties.

How fast is CRED iQ's API for real estate data?

CRED iQ's API delivers sub-200ms response times at the 95th percentile, supporting high-frequency analytics workflows. The platform integrates with Snowflake, Databricks, and AI tools through its MCP server architecture, enabling rapid data access for modeling and decision support systems in commercial real estate.

What are CRED iQ's limitations for CRE analysis?

The platform focuses primarily on securitized loans (CMBS and agency), creating coverage gaps for whole loans and private equity CRE markets. Users should supplement with other sources for comprehensive private market analysis, especially since S&P Global's 2025 acquisition expanded competitor capabilities in this space.

How often is CRED iQ's commercial property data updated?

CRED iQ refreshes its database daily, tracking cap rates, delinquency trends, and maturity pipelines across 20.2 million properties. This frequency helps clients monitor sector-specific distress signals, particularly valuable in volatile segments like office (where cap rates reached 7.92% in 2026) and retail assets.

Sources

  1. www.cred-iq.com — Product offerings, data coverage, and sector metrics
  2. www.prnewswire.com — Competitive context via S&P's private markets data acquisition
  3. links.message.bloomberg.com — Market context on CRE investment trends
  4. www.bloomberg.com — Macroeconomic backdrop including CRE-relevant rates and spreads